Gather the judgment, service records, court docket, and collection notices for a prompt review of a Pennsylvania or New Jersey default judgment.

An unfamiliar company on a debt lawsuit may be a debt buyer. Learn what documents to gather and why the court response deadline still matters.

Facing a credit card lawsuit in Camden, Burlington or Gloucester County? Prepare your court papers and account records for an Ames Law Group consultation.

If you receive Social Security benefits and you're dealing with debt collectors, judgments, or even bankruptcy — one of the first things you need to understand is this: your Social Security is not automatically up for grabs. The law provides real protections. But those protections can evaporate if you're not careful about how you manage your money. Let's break it down — starting with the basics, then getting into what the rules look like in each state where I practice. First

You and your spouse bought a home together. You hold it as tenants by the entirety—the way most married couples in New Jersey own their homes. Now, life has thrown you a curveball, and you need to file for bankruptcy. Your spouse doesn't. You've done your research, and you know that New Jersey law protects your home from your individual creditors. So why is a bankruptcy trustee trying to sell it anyway? This is happening right now in New Jersey bankruptcy courts, and frankly,

How to Protect Yourself from Identity Theft Lawsuits in PA and NJ For years, I have helped clients fight back against lawsuits for credit cards they never opened. Maybe it’s an account you’ve never seen. Maybe it was opened years ago, sold again and again, and now—suddenly—you’re being sued. You show up to court and someone accuses you of being dishonest, and owing money, without ever proving the debt is really yours. At Ames Law Group, we take these cases seriously. If you'r

Are you facing a credit card debt lawsuit in New York, New Jersey, or Pennsylvania? Understanding the statute of limitations is crucial to your defense. At Ames Law Group, we're here to guide you through the legal maze and protect your rights. Statute of Limitations: What You Need to Know The statute of limitations is the legal timeframe within which creditors can sue you to collect on a debt. Once this period expires, creditors lose their right to pursue legal action. Here's

Sometimes credit card companies sue for alleged old debts. Facing legal action from credit card companies for old debts can be daunting, but at Ames Law Group, we take these cases seriously. We believe every client deserves robust representation, regardless of the size or age of the debt. Our approach is proactive and aggressive. We challenge creditors at every step, making it difficult for them to collect on alleged debts. From filing motions to dismiss or preliminary objec

At Ames Law Group, we understand the frustration and stress that comes with inaccurate or unverified information on your credit report. Whether it's a mistake by a credit bureau, an original creditor, or a collection agency, your rights are protected under the Fair Credit Reporting Act (FCRA). We are here to ensure those rights are upheld and to fight for your financial well-being. When credit bureaus fail to verify information on your account after you've disputed it, or whe

At Ames Law Group, we understand that facing financial difficulties can be overwhelming, and filing for Chapter 7 bankruptcy is a significant decision. Our commitment to our clients goes beyond just providing legal representation; it's about ensuring that they make informed choices that align with their best interests. When advising individuals considering bankruptcy, we always prioritize their best interests. We recognize that bankruptcy may not be the right solution for eve