Student loans are treated differently in bankruptcy, but they are not always untouchable. Here is how the undue hardship standard works in Pennsylvania, New Jersey, and New York.

Facing foreclosure? Learn how Chapter 13 can pause a sale and help you catch up on missed mortgage payments, and where its limits are.

If you receive Social Security benefits and you're dealing with debt collectors, judgments, or even bankruptcy — one of the first things you need to understand is this: your Social Security is not automatically up for grabs. The law provides real protections. But those protections can evaporate if you're not careful about how you manage your money. Let's break it down — starting with the basics, then getting into what the rules look like in each state where I practice. First